Welcome to the Oklahoma Land Title Association Website

Welcome to the Oklahoma Land Title Association

OLTA is a statewide trade association representing the title insurance and abstracting industry in Oklahoma. Founded in 1907 and proudly serving our membership through regulatory and legislative advocacy, continuing education and up-to-date information in keeping with our mission to enhance and protect the industry.

What is Title Insurance?

When you buy a home, you receive a title to the property, meaning you are now the full legal owner of that property. Title insurance for real estate provides protection against loss if a covered defect is found in the title to real property. You can purchase it for a one-time premium, paid in most cases at closing.

Title insurance usually covers four types of “hidden” risks: errors, liens, ownership claims, and invalid deeds. If a claim is made against your property, the title insurance company will negotiate with the other party to settle the claim, defend you in court if necessary, pay any incurred legal costs, and satisfy any covered claims. Having title insurance can save you time, money, even your home.

What’s Happening Now

House Financial Committee Head Says FHFA’s Watt on Wrong Track
HousingWire | November 7, 2014
Federal Housing Finance Agency Director Mel Watt announced his plans to change some of the housing finance industry lending standards to expand the credit box, and the chairman of the House Financial Services Committee is sounding a warning Watt may be looking at going a bridge too far.

Changes in National Lending Regulations Limits Mortgage Fees
Las Vegas Review-Journal | November 8, 2014
Changes in lending regulations combined with no-cost loans and fewer all-cash buyers benefit Southern Nevadans in the market for a home.

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